Paying your monthly bills, especially when your spouse passes on and it is your responsibility to pay them, can be difficult.
Since becoming Service Officer I’ve learned the answer. Take your monthly bills to your bank with your monthly bank statements, checkbook and the bank will make the checks out and you sign the individual checks.
I had one lady who had never written a check. Her husband handled all of the business. It is best to check out the monthly bills now, especially if the spouse pays them. My wife has two separate check books that is used for paying bills.